Headquarters of Central Bank Shanghai asks to continue normative estate develops loan

Headquarters of Shanghai of Chinese people bank was passed recently new release " Shanghai credit is cast to how-to (edited 2007) " put forward, financial orgnaization should control the credit that invests domestic estate to the foreign trader to support.

Headquarters of Central Bank Shanghai gives out “ window to coach ” asks to the financial orgnaization of Shanghai, should continue normative estate develops loan, reasonable hold credit to put in gross and rhythm, drive credit product and service fashion innovation, exert oneself optimizes credit structure, be on guard hard credit risk.

Headquarters of Central Bank Shanghai puts forward, want “ to pay close attention to development loan growth to slant fast the credit that bring about spends a risk centrally, the pressure of catenary of capital of little room look forward to in attention, attention government land lays in the policy risk that the orgnaization borrows money, the loan ” that controls order of land and room source, disturbed to corner market strictly to develop an enterprise.

Each finance orgnaization should hold to “ to encourage the consumption, normative investment, principle that restrains congenial ” , in support the citizen lives oneself model buy a room, in support low income estate, medium small model housing demand while, strengthen individual housing loan to manage, the utility buying a room of borrower of strict examine and verify, strict control loan becomes number, hold capital flow direction strictly, rigid limitation exceeds the loan demand of solvency, prevent to loosen loan requirement to produce new risk hidden trouble in product innovation.

Be in in respect of long term loan, headquarters of Central Bank Shanghai asks each finance orgnaization judges investment topological features correctly, the long term loan in continueing to control especially infrastructure borrows money put in, correct processing builds a project to loan grows and be on guard greatly again the relation of credit risk.