A few days ago, the Central Bank, silver-colored inspect can allot jointly " the announcement that promotes managing intensive to use the ground about finance " , be being understood by many people is the puissant blow to estate, it is sky of a big profit, also understanding even a few economist this spirit is to hit press estate, the intention fine that misunderstood the Central Bank, silver-colored inspect to meet actually is bitter. Inform content is longer, among them dispute is the biggest is " management of credit of strict commerciality estate, prohibit developing an enterprise to extend to be used technically at capture to hand in the loan of money paid for something purchased or received for something sold of land sell one's own things to estate; Land lays in loan to adopt guaranty means, should have lawful land to use card, loan mortgage rate is top the 70 ％ that must not exceed pawn to evaluate value, in principle of loan time limit does not exceed 2 years. " to this spirit, the Central Bank actually already the regulation of repeated orders passes, just be in current building city relatively sensitive period emphasize again just. Company of just think estate falls in current condition, if free capital is not worth 35 ％ , resemble 90 time again same, 39 batches of hoisting jack, will undertake estate is developed by good luck with few capital, the money that purchases land repeatedly also should be covered like the bank take, no matter this is right the person that buy a room, right the bank is irresponsible, once the market is small,confuse, borrow money to the bank and the capital that estate company purchases land repeatedly comes, asset is indebted rate is extremely high, the expression on horse of capital catenary bewilderment comes out. Be in the first round of 90 time so in macroscopical adjusting control, china the consequence that the sodden poop deck that each big city place appears is the generation after empty-handed covers white wolf. Do not say building city is in this year wait-and-see period, clinch a deal low fan, be in namely estate situation an auspicious time, undertake landed development with coming in the heart of gambler type, also meet eat one's own bitter fruit, tianjin is suitable gallop namely best paradigmatic. Since 2003 Tianjin is arranged gallop strategy of so called whole nation, to the whole nation a few main big cities march, a large number of taking take land, put forward to take the ground to be developed in those days in those days. Below this kind of guiding ideology, the land that to the government one class market gets pays only head pay, some land handed in deposit only, rely on to default land money to enlarge battlefield. So called grab anticipate machine, have with the market rate, come the big boss that illusion does Chinese landed bound. Be in then by big rub the Hong Kong IPO that does the person that protect Jian appears on the market after the plan fails, suitable gallop those who remain is only everywhere debt again and again, final submissively photograph let be bought by interest of Hong Kong road 94. The share of 74 ％ , suitable gallop Caesarean myth eventually undone. Although inform a regulation, room ground project exceeds what contract of land sell one's own things agrees to begin construction development day expires one year, finish land of this an administrative unit in Xizang to develop an area to be not worth 1/3 or undercapitalize the enterprise of 1/4, should careful extend loan, award a letter from loan of tight control exhibition period or scroll; The construction that maintains to branch of land natural resources uses the ground unused the room ground of 2 years of above project, prohibit extending room ground develops loan. The room look forward to of land of this many to before a few years reserve is a blow, it is then before capital catenary, the outlet can answer predicament only through equity sell one's own things. But also mirror at the same time, sell one's own things makes land system of China, land hold person have use only, can not have for a long time, develop not in time, it is to cannot get project loan not just, should be called in by the government more. This also appears separate out a kind of trend, the land of estate company will lay in access to already was sealed dead henceforth. Regard the land natural resources that estate develops as nervous with each passing day future, after laying in earth to be restricted by the ground in great quantities to big house look forward to especially, the situation in the future is land supply particularly constrictive, so current building city will be in dish whole after digesting, the house price of house of our country commodity still can rise ceaselessly. The announcement is informed at the same time, in accord with a country below the premise of each plan and requirement of financial orgnaization loan, want first support cheap to hire housing, economy applicable housing and floor area are in under 90 square metre in small model construction of general goods housing. This ensures a room to develop to estate company trend also is a finance gives aid to, develop economy in order to stimulate house property business the enthusiasm of applicable room, also be to broad in a good news of the person that low salary income buys a room. The analysis on put together, this is restricted to borrow making is long-term interest to estate good.
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